The material damage cover will cover assets against losses or damages of all domestic and commercial property, equipment, containers, aviation hull, and agricultural-related such as harvest and livestock. These would have to be losses or damages caused by riots, strikes, public disorder, civil commotion and terrorism.

This covers a loss or damage of cash and cheques in an event exposure to a strike, riot or protest, Civil commotion, Public Disorder and Terrorism. This cover follows the limits of the underlying policy, including the crossed cheque limitation and any claims preparation costs clause.

Goods in transit covers all goods in transit only on South African soil, whether it’s through the land, air or sea such as marine cargo, marine hull, and inland water vessels.